Lump Sum Grant

If you die while holding deferred benefits, a lump sum death grant may be payable to your estate or nominated beneficiary.

The amount received depends on when you left the Scheme:

  • Before April 1, 1998: Lump sum equal to your retirement gran
  • April 1, 1998 - March 31, 2009: Three times your deferred annual pension
  • On or after April 1, 2009: Five times your deferred annual pension.

If you hold more than one deferred LGPS pension (and are not an active member at the time of death), a death grant may be payable from each. 

However, if you are both an active and deferred member at the time of death, only one grant is payable – whichever is higher between the death in service lump sum and the deferred lump sum(s).

Important information: 

  • If a nomination is made for a child under age 16 and the lump sum exceeds £5,000, it must be paid via the Accountant of Court until the child reaches age 16
  • If LPF can’t pay the lump sum to nominees within two years of death, it will instead be paid to the executors of the estate.
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